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Samriddha Bhavishya Laghu Jeewan Beema

The “Samriddha Bhavishya Laghu Jeewan Beema" is a insurance scheme designed considering the market demand and the needs of the customer base. This insurance plan offers not only insurance protection but also provides an opportunity for mandatory savings, aiming to secure a prosperous future for the customer segment. It is an extremely beneficial and practical life insurance plan.This plan ensures insurance coverage throughout the term, and upon the completion of the term, sum assured is paid adding specified amount of guaranteed benefit.

Plan Features: Criteria

Minimum Sum Assured 50000.00
Maximum Sum Assured 500000.00
Minimum Policy Term 5 Yrs
Maximum Policy Term 20 Yrs
Minimum Entry Age 18 Yrs
Maximum Entry Age 60 Yrs
Maximum Maturity Age 70 Yrs
Premium Payment Frequency Yearly, HalfYearly, Quarterly
Insurance Benefits
Description
Accidental Death Benefits and Permanent Total Disabilities Rider – Can be added to the policy
Low premium rates – Competitive and affordable rates
Purchase process and insurance-related services – Available online through digital mediums
Maturity Benefits

If the policy remains active till maturity date through regular payments, additional benefit as per below table shall be paid.

Term (In Years)Percentage of Sum Assured
55%
1010%
1515%
2020%
Insurance Benefits
Description
Death Benefits – On death of the life assured during the policy term, Sum Assured is payable.
Surrender Benefits – After paying 3 full year premiums, the policy can be surrendered. Surrender Value will be as per guidelines of Nepal Beema Pradhikaran.

Last Updated: May 03, 2024